AML Policy.

01. Firm's Commitment

PrimeEstate Global Advisory ("the Firm") enforces a strict zero-tolerance policy towards money laundering, tax evasion, and the financing of terrorism. We are fully committed to complying with the highest international regulatory standards, including the directives of the Financial Action Task Force (FATF), UK HMRC, US FinCEN, and the UAE Financial Intelligence Unit.

Our role as a premium real estate advisory obligates us to act as a gatekeeper, ensuring that all capital deployed through our network is entirely legitimate and fully verified.

02. KYC Requirements

Before any property viewing of off-market assets can commence, or before any offer is submitted, all clients must undergo mandatory Know Your Customer (KYC) screening.

• For Individuals: Certified copy of a valid passport, proof of residential address (dated within 3 months), and a brief professional biography.
• For Corporate Entities / Trusts: Certificate of Incorporation, Memorandum & Articles of Association, Register of Directors, and full identification of the Ultimate Beneficial Owners (UBOs) holding more than 25% equity.

03. Source of Funds & Wealth

We require irrefutable documentary evidence proving the Source of Funds (SOF) and the broader Source of Wealth (SOW) for every transaction. The origin of the capital must be transparent and legally acquired.

Acceptable proof may include bank statements, audited company accounts, dividends, inheritance documentation, or records of previous asset sales. We reserve the right to engage independent forensic accountants to verify these documents.

04. Enhanced Due Diligence (EDD)

The Firm applies Enhanced Due Diligence (EDD) procedures for clients who fall under high-risk categories. This includes, but is not limited to:

• PEPs: Politically Exposed Persons, their immediate family members, and close associates.
• High-Risk Jurisdictions: Clients residing in or routing funds from jurisdictions flagged by the FATF.
• Complex Structures: Transactions involving opaque offshore trusts or shell companies with unclear beneficial ownership.

05. Suspicious Activity Reporting

Under global AML legislation, the Firm and its agents are legally obligated to report any suspicious transactions to the relevant national financial intelligence authorities.

We are strictly prohibited from "tipping off" or informing the client that a Suspicious Activity Report (SAR) has been filed. If a transaction is deemed suspicious, we will immediately freeze our advisory services without providing detailed explanations.

06. Third-Party & Crypto Payments

To eliminate intermediary risks, the Firm strictly dictates that all acquisition capital must originate from a bank account held in the exact name of the buyer (the individual or the purchasing corporate entity). We do not accept anonymous third-party payments.

For transactions involving Cryptocurrency to Fiat conversions, the client must use a regulated, Tier-1 institutional crypto-brokerage that provides a complete forensic audit trail of the wallet history.